Our Services

  • General Liability

  • Commercial Auto Builders Risk-Equipment Coverage

  • Workers Comp

  • Business Umbrella

  • Bonds

  • Group Health & Life

  • Employee Benefits Package

Business Insurance Services:

  • Automobile (includes Motorcycle, Boat, Recreational Vehicles)

  • Homeowners (includes Condos, Renter’s policies and Rental properties)

  • Personal umbrella

  • Life/ Health

  • Long Term Car

  • Accident/ Disability

  • Cancer

Personal Services:

Because every person has individual needs, we prefer to speak to you in person regarding your insurance needs and goals. If you would like someone to contact you regarding any of our personal services, please email at smithinsurance@tds.net or call the office (804)561-4499


Please click the “Contact Us” tab at the top of the page to complete the contact form
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